Am I Eligible For An IDR Plan For My Federal Student Loans?

Income-Driven Repayment (“IDR”) Plans can be an attractive option for federal student loan borrowers. These plans can make monthly payments more manageable and offer forgiveness after a term of years. Eligibility depends upon various factors and must be determined on a case-by-case basis. Use this flowchart to help guide you through the IDR options that may be available.