If I Retire Early Should I Buy Health Insurance Through The Health Insurance Marketplace?

Health insurance coverage is often a primary concern for our clients who are retiring early.  Understanding and weighing options can be complicated and stressful for early retirees. 

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To help make the conversation with clients easier, we have created the “If I Retire Early, Should I Buy Health Insurance Through The Health Insurance Marketplace?” flowchart. This flowchart considers the following:

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• Medicare eligibility

• Availability of coverage through your former employer 

• Coverage under your spouse’s health insurance

• COBRA considerations

• The Premium Assistance Tax Credit